Why Choose Us
Just A Few Reasons Why To Choose Loan Zebra Over Our Competitors
Why Choose Us?
We know there are several ways to obtain a loan. However, here are a few reasons why you should consider our service to connect with a lender or lending partner:
Our service is fast. We may be able to connect you with a lender or lending partner to offer you a loan as soon as the next business day. The next step is to complete the request form so we can speedily connect you with a lender or lending partner that is ready to work with you.
We protect and secure your personal information.
A number of websites claim to offer some sort of quick service to connect you with lenders or lending partners, but be careful! Some websites are actually designed to infect your computer with viruses and malware that steals sensitive information like your bank account number. Be aware of unsecured websites making false claims about their security technology. Also, be cautious if you see a website with all the security logos on display but without linking to the security provider’s certification page. Giving your personal information to these websites can make you an easy target for hackers and thieves.
Avoid long lines and having to get out of the house to connect with a lender or lending partner. You can fill out our online form from the convenience of your home. We partner with many lenders or lending partners, therefore, getting connected with one of them is convenient as 1, 2, 3. Our online form serves as a connecting service to connect you with one of them.
What Can We Help You With?
Important Disclosures. Please Read Carefully.
Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.
This website is not an offer to lend. LoanZebra.com is not a lender or lending partner and does not make loan or credit decisions. LoanZebra.com connects interested persons with a lender or lending partner from its network of approved lenders and lending partners. LoanZebra.com does not control and is not responsible for the actions or inactions of any lender or lending partner, is not an agent, representative or broker of any lender or lending partner, and does not endorse any lender or lending partner. LoanZebra.com receives compensation from its lenders and lending partners, often based on a ping-tree model similar to Google AdWords where the highest available bidder is connected to the consumer. Regardless, LoanZebra.com’s service is always free to you. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
This service is not available in all states. If you request to connect with a lender or lending partner in a particular state where such loans are prohibited, or in a location where LoanZebra.com does not have an available lender or lending partner, you will not be connected to a lender or lending partner. You are urged to read and understand the terms of any loan offered by any lender or lending partner, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
By submitting your information via this website, you are authorizing LoanZebra.com and its partners to do a credit check, which may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others. You also authorize LoanZebra.com to share your information and credit history with a network of approved lenders and lending partners.
Lender’s or Lending Partner’s Disclosure of Terms.
The lenders and lending partners you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender or lending partner based on the lender’s or lending partner’s internal policies, underwriting criteria and applicable law. LoanZebra.com has no knowledge of or control over the loan terms offered by a lender and lending partner. You are urged to read and understand the terms of any loan offered by any lenders and lending partners and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
Late Payments Hurt Your Credit Score
Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lenders and lending partners immediately and discuss how to handle late payments.